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  #21  
Old 07-14-2010, 04:58 PM
wantmy$back wantmy$back is offline
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Legal Services Agreement
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  #22  
Old 07-14-2010, 05:07 PM
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These are two different process and flow timelines they give you these at the consult.
The first one was when I received back my audit when they were still US legal Advisors
The second one I obtained just recently. There are differences
The writing on the 1st is from the "investigator"
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  #23  
Old 07-14-2010, 06:27 PM
wantmy$back wantmy$back is offline
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Letters from USLA I have received
Any comments would be great
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  #24  
Old 07-14-2010, 06:46 PM
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Quote:
Originally Posted by wantmy View Post
Letters from USLA I have received
Any comments would be great
It looks like it was written or dictated by someone with less than average business communication skills.
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  #25  
Old 07-14-2010, 06:58 PM
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Of interest is the part where they tell you not to contact your investigator

Also, for someone hoping to put someone's mind at ease, he's pretty much a failure. On one hand he's telling people that the annoying calls will stop, and in the same sentence says they won't. And as far as I know, interrogatories demand that the parties either admit or deny, not just admit. And it's double sided. You are liable to admit or deny as well.
This letter would not inspire confidence in this company were I to receive it
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  #26  
Old 07-14-2010, 09:56 PM
wantmy$back wantmy$back is offline
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What do you mean " Admit or deny"
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  #27  
Old 07-14-2010, 10:32 PM
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Quote:
Originally Posted by wantmy View Post
What do you mean " Admit or deny"
Well, basically the interrogatory covers all of the actionable complaints and all of the defenses. Each party answers the other side's basic questions that they expect to litigate before the court

So they would send Bob a list of questions, that might hypothetically say:

The defendant came to our business on december 32 2001,

And Bob's answer might be:

Defendant denies this allegation

And they may go on and ask other questions which bob may either admit or deny, and in some cases neither admit or deny, but state that he does not have sufficient knowledge to answer the question.

These can go on for hours. Bob can send his interrogatories to them.

Whatever isn't in there may not end up in litigation later. Basically, each side gets a chance to get some definitive answers from the other. But each one can be held to their answers.
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  #28  
Old 07-15-2010, 10:50 AM
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City of Garden Grove warns residents of loan mod scams

http://www.ci.garden-grove.ca.us/?q=...ificationFraud

Quote:
Loan Modification Fraud
Most of these scams ask homeowners for an upfront fee in order to start a loan modification program. At best, the homeowners may end up paying for work that is completed by the group asking for the money, however, it's work that likely could have been done for free through other non-profit organizations or loan-modification assistance programs (i.e. Community Housing Council, a non-profit based in Fresno). At worst, the homeowners pay for work that isn't done at all.

The scams are typically initiated over the phone or through the mail, however, the people running the scams sometimes show up at the homes they're targeting. The companies will then offer the distressed homeowner their services to renegotiate the mortgage in exchange for an up-front fee amounting to one month's mortgage payment or more.

Just last week, in Modesto, "some homeowners attended a workshop in which they were asked to pay $3,500 for getting their mortgage woes resolved," (San Jose Mercury News, 10/27/08).

The FBI is aware of this problem, as they report to having 1,569 pending mortgage fraud investigations open as of last month. However, it is clear that number will rise and more resources will need to be poured into combating mortgage fraud, as incidences of it has annually doubled between 2003 and 2007.

The FBI has also been taking some flack recently due to their late arrival to all of the rampant mortgage fraud that's been taking place over the last couple years, but part of that is due to the agency not having enough agents to cover the continuing spread of mortgage fraud, as the housing and foreclosure crisis gets worse. The bureau slashed its criminal investigative work force to expand its national security role after the Sept. 11 attacks, shifting more than 1,800 agents, or nearly one-third of all agents in criminal programs, to terrorism and intelligence duties. Current and former officials say the cutbacks have left the bureau seriously exposed in investigating areas like white-collar crime, which has taken on urgent importance in recent weeks because of the nationís economic woes.

Agencies that may be able to assist you are:

Garden Grove Police Department
Pete Arrellano
Major Fraud
11301 Acacia Parkway
P.O. Box 3070
Garden Grove, CA 92842

Orange County Sheriff's Department
Criminal Investigations Division
Economic Crimes Detail
550 N. Flower Street
Santa Ana, CA 92703
714-647-7040

Orange County District Attorney
Economic Crimes Unit
401 Civic Center Drive
Santa Ana, CA 92701
714-834-3600

California Department of Real Estate
320 W. 4th Street
Suite 350
Los Angeles, CA 90013
213-620-2072

California Association of Realtors
525 S. Virgil Avenue
Los Angeles, CA 90020
213-739-8200

To report suspected economic abuse of the elderly or dependent adults, immediately call:

County of Orange Social Services Agency
Adult Protective Services Agency
Adult Abuse Registry
1505 E. Warner Ave.
Santa Ana, CA 92705
800-451-5155
Hey! Did a public government authority actually refer to this as a scam?
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  #29  
Old 07-15-2010, 01:34 PM
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Looks like that complaintsboard has been locked by the administrator. It was something like this I was fearful of. You can lose a whole lot of work by the stroke of the keyboard. Maybe it isn't gone, but you need redundancy and you should all save your work in case you have to start over elsewhere.
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  #30  
Old 07-15-2010, 02:52 PM
wantmy$back wantmy$back is offline
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I was briefly able to get on there about 30 min ago and there was a whole page someone posted about Hormel foods privacy policy, something to that effect.
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